Know Your Loan

Who We Finance

  • Private Individuals
  • Businesses
  • Commercials
  • Firms
  • Social Group
  • Institutions
  • Retails
  • Companies
  • Corporations
  • Trusts
  • Voluntary Organization
  • Government Agencies

We provides financial assistance to private individuals, retails, businesses, commercials and corporations as well as companies, firms, trusts, social group, voluntary organization, institutions, Government Agencies and other entities as per their personal and business needs.



Where We Finance

  • Asia
  • Africa
  • Europe
  • South America
  • North America
  • Middle East Countries

We are the fastest, safest and easiest way to get various types of loans national and international. We genuinely believe in a fair and transparent loan lending process which makes our financial services acceptable, suitable, dependable and available in almost every country across the world. We do not tolerate discrimination on the basis of race, color, national origin, sex, and religion. We ensure you always get the best loan with lowest interest rates.



Interest Rate on a Loan

Annual Percentage Rate (APR)

Minimum of 2.25% Per Annum

Maximum of 5.15% Per Annum

Interest Rate on the Loan will be the rate as applicable at the time of signing the Loan Agreement. Although, loan interest rate is subject to fluctuation from time to time at the sole discretion of the financial institutions which is reviews, supervise and regulates by the Central Bank.

It can further depends on risk profile of customer/borrower, the type of loans, the loan amount limit - credit limits, the customer/borrower business/employment location and repayment track record with us, internal/external rating of customer/borrower, the customer/borrower immediate compliance with the loan terms and standard of adherence to our credit Staff, future business opportunities and type of security of credit/finandal guarantees to tendered by the customer/borrower and by number of other variable.

A Variable Interest Rate is available and also Fixed Interest Rate is available, it is up to the customer/borrower to decide which type of interest to opt for. The credit approval (sanctioning of the loan) is at our own sole discretion.



Document Required for the loan Approval

  • Loan Application Form
  • Proof of Identity
  • Proof of Address
  • Photograph Passport Size
  • Business Proof/Employment Proof
  • Financial Statements/ Financial Documents
  • Purpose of the Loan / Project Plan Proposal / Pitch Deck

In case of any query, suggestion or other option on the documents, please write/contact our credit staff or our customer care, through the Email ID of which is available in the contact us menu in this website. Alternatively, you can visit us in person at our offices. Your loan application will be assessed quickly after receiving the required documents. We will not share, lease, publicize or disclose your information to third party unless we have your permission or are required by law to do so.

The loan approval is at our sole discretion and we reserve the rights to request for any additional information if necessary from applicant (customer/borrower) to help you get the service you have requested.



Loan Processing Timeline

From: 2 Days Minimum - To - 5 Days Maximum

It usually take our credit staff about 2 days to 5 days to complete the process of loan, provided that the documents submitted by the applicant (customer/borrower) is/are valid and complete.

The loan processing time will commence counting from received of loan application form along with supporting documents from potential applicant (customer/borrower). The same length of time will be maintain regardless of the applicant (customer/borrower) creditworthiness, the types of loans, purpose of the loans, the loan amount limit - credit limits, the applicant (customer/borrower) business/employment location. Although, the length of time it takes to process loans will differ from financial institution to financial institution and will vary from loan to loan.



Loan age Criterion

Between the ages of 21 Years to 75 Years

To be eligible for our loans, the applicant (customer/borrower) should be between the ages of 21 to 75. Even though, the ages is not a barrier when it comes to our loans and other financial assistance.

The loan processing time will commence counting from received of loan application form along with supporting documents from potential applicant (customer/borrower). The same length of time will be maintain regardless of the applicant (customer/borrower) creditworthiness, the types of loans, purpose of the loans, the loan amount limit - credit limits, the applicant (customer/borrower) business/employment location. Although, the length of time it takes to process loans will differ from financial institution to financial institution and will vary from loan to loan.



Loan Limit

Minimum Loan Amount: £ 100,000 GBP

Maximum Loan Amount: £ 80,000,000,000 GBP

We are in an abundance financial position to provides any possible amount of funds in the forms of loans and advances to potential customers/borrowers anytime anywhere. The approval and disbursal will be subject to purpose of the loan amount/intended use of the loan amount, financial stability of the custome/borrower, the customer/borrower repayment capacity, the customer/borrower income/turnover/revenue and/or as per the credit eligibility criteria.

It can depends upon the types of loans, the credit limit/loan amount limit, by repayment period, by the customer/borrower credit history or financial stability. It further depends on risk profile of the customer/borrower, the customer/borrower business/emplöyment location and assets locality, past repayment track record with us, internal/external ratings of the customer/borrower and the customer/borrower creditworthiness, by the customer/borrower lucrative business ideas, projects viability, customer/borrower immediate compliance with the loan terms and standard of adherence to our credit staff, future business opportunities and type of security of credit/financial guarantees to be tendered by the customer/borrower and number of other variables.



Loan Repayment Period

Minimum of 12 Months

Maximum of 30 Years

The Loan Repayment Period is ranged from Minimum of 1 Year - to - Maximum of 30 Years tenure. The loan tenure can be extended and/or renewed, ensuring a comfortable repayment period.

The Loan amount if approved can be repay by Equated Monthly Installment (EMI) OR by Annual Percentage Rate (APR) - whichever you prefer, and also you can enjoy the principal portion of the loan amount and repay It once at the end of the Loan Tenure without facing any penalty. You can repay back the Loan amount at any time. So what are you waiting for!



Fees and Charges

Processing Fee

1% of the Loan amount. (The processing fee is collected at the time of loan documentation or deducted from the loan amount at the time of disbursal.)

No Application Fees Nil
No Document Verification Charges Nil
No Document Handling Charges Nil
No Income Estimation Charges Nil
No Valuation Charges Nil
No Loan Rebooking Charges Nil
No Foreclosure Charges Nil
Bounced Charges As Applicable
Bank Mandate Swap Charges As Applicable
Loan Cancellation Charges On Actual
Document Retrieval Charges On Actual
Conversion Charges / Switch Fees / Retention Fees On Actual
Annual Renewal Fee Depend on your Loan
Stamp Duty Charges Cost is as per State law/Country law
Collection Charges Applicable only in case of collection executive visits On Actual
No Prepayment Penalty Prepayment is not allowed in first 12 Months from the date of disbursal


Security of Credit / Guarantees

Here is a list of Security/Guarantee that are commonly required for Loan disbursal

Bond Guarantees
Collateral Security
Financial Guarantee
Personal Guarantee
Mortgage & Hypothecation
Refundable Security Deposit
Corporate Financial Guarantees
Individual Financial Guarantees
Loan Guarantee (Loan Guarantor)
Financial Guarantees from Companies
Surety Bond (Financial Guaranty Bond)
Asset Guaranteed Securities/ Asset-Backed Securities (ABSs)
Bank Financial Guarantees / Financial Bank Guarantees / Bank Guarantee (BG)

The Terms and Conditions of Loans will vary depending upon the Lender, Bank and upon State law or Country law. It can depend upon the types of Loan, by length of time, by Borrower credit history, by when repayment are due. It further dependent on risk profile of customer, professional qualification, stability in earning and business/employment location, past repayment track record with us or other Lenders/Banks, external ratings of customers, creditworthiness, loan eligibility criteria, business/project viability, customer immediate compliance with the loan terms, future business opportunities and by number of other variables.





Extension of Time

Every eligible customers/borrowers is expected to completely comply immediately with the terms and conditions set forth in the loan agreement for hassle free loan disbursement. In case if any customer/borrower loan is approved but s/he is not ready to fulfill the terms and conditions set forth in the loan agreement immediately. In such a situation, the customer/borrower is expected to let us know without any delay for guideline, advice if needed or for extension of timeline to be granted to the customer/borrower if necessary - so that the credit staff will be able to make an inform decisions and offer the loan amount to potential customer/borrower and/or to give you adequate extra additional time to help you make the right choice and get ready to fulfill the terms and conditions set forth in the loan agreement in good faith for the loan amount disbursement accordingly.

We are committed to making loans transactions happens, if a proposal lacks strength, we will often make suggestions to find solutions. Whatever your requirements-and whatever your budget-we will do our very best to help.

All are welcome! Your growth is our success!!



Easy
Documentation

Online & Doorstep
Assistance

Quick & Easy
Processing

Customized
Repayment Option

No
Hidden Charges



Benefits for Borrowers

Higher Loans Eligibility | Flexible Repayment Options | Online and Door Step Services | Customized Loans and Many More





Find Us In Your Country / Areas We Serves


Afghanistan Albania Algeria Andorra Angola Antigua and Barbuda Argentina Armenia Australia Austria Azerbaijan Bahamas Bahrain Bangladesh Barbados Belarus Belgium Benin Bhutan Bolivia State Bosnia and Herzegovina Botswana Brazil Brunei Bulgaria Burkina Faso Burundi Cambodia Cameroon Canada Cape Verde Central African Republic Chad Chile China Colombia Comoros Costa Rica State Croatia Cuba Cyprus Czech Republic Democratic Republic of the Congo Denmark Djibouti Dominica Dominican Republic Ecuador Egypt El Salvador Equatorial Guinea Eritrea Estonia Ethiopia Federated States of Micronesia Fiji Finland France Gabon Gambia Georgia Germany Ghana Greece Grenada Guatemala Guinea Grenada Bissau Guyana Haiti Honduras Hungary Iceland India Indonesia Iran Iraq Ireland Israel Italy Jamaica Japan Jordan Kazakhstan Kenya Kiribati Kosovo Kuwait Kyrgyzstan Laos Latvia Lebanon Lesotho Liberia Libya Liechtenstein Lithuania Luxembourg Macedonia Madagascar Malawi Malaysia Maldives Mali Malta Monaco Mongolia Montenegro Morocco Mozambique Myanmar Burma Namibia Nauru Nepal Netherlands New Zealand Nicaragua Niger Nigeria North Korea Norway Oman Pakistan Palau Panama Papua New Guinea Paraguay Peru Philippines Poland Portugal Qatar Romania Russia Rwanda Saint Kitts and Nevis Saint Lucia Saint Vincent and The Grenadines Samoa Marino Sao Tome and Principe Saudi Arabia Senegal Serbia Seychelles Sierra Leone Singapore Slovakia Slovenia Solomon Islands Somalia South Africa South Korea South Sudan Spain Sri Lanka Sudan Suriname Swaziland Sweden Switzerland Syria Taiwan Tajikistan Tanzania Thailand Timor Togo Tonga Trinidad and Tobago Tunisia Turkey Turkmenistan Tuvalu Uganda Ukraine United Arab Emirates United Kingdom United States Uruguay Uzbekistan Vanuatu Vatican City Venezuela Vietnam Yemen Zambia Zimbabwe

© Copyright @ PEDERSEN Finance Company | All Rights Reserved.