The Loan security of credit/guarantee (if any) will vary depending upon the state law or country law, and the type of Loan. It can depend upon the borrower creditworthiness, the Loan limit, by Loan repayment tenure, repayment capacity, by the credit history, Loan eligibility criteria or financial stability. It further depends on risk profile of the borrower, the borrower location, past repayment record with us, internal/external ratings of the borrower, purpose of the Loan or project viability, and immediate compliance with the Loan terms, and by number of other variables.
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